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Kotak Eternal Life Plans are participating
whole life plans that provide enhanced protection
till the golden age of 99. The plans provide for
a high cover at lower premiums, cash lumpsum benefits
at desired stage and a way to care for your spouse
in the second innings of life.
With guaranteed protection for life, opportunity
to create wealth, and comprehensive cover options,
these plans provide you with a perfect financial
solution to suit your needs.
"What can
Eternal Life do for you?"
- Provides you with lifelong protection which
continues well beyond retirement to ensure that
your loved ones remain secure, irrespective
of the uncertainties in life.
- Enables a high amount of insurance cover
at affordable premiums which takes into account
your growing responsibilities and keeps pace
with your increasing needs.
- Offers liquidity for planned and unplanned
needs so that you have access to your money
when you need it the most, adding to your comfort
and security at important stages in life.
- Presents options and solutions that suit
your personal preference which enables you to
make a decision that is more suitable and beneficial
for you.
"Why Eternal Life
Plan?"
- Permanent and complete protection till your
99th birthday
- Insurance cover that extends well beyond
60-70 years, to protect your loved ones till
you turn 99
- Guaranteed Death Benefit till age 99
- A complete protection package guarding
you against risk of Death, Disability* as
well as Critical Illness^
- Adequate protection to meet your growing
needs
- High amount of insurance cover that is
almost 25-45 times the initial premium paid
- Regular bonuses# that boost guaranteed
death benefit to provide for higher protection
during and after the premium payment term
- Cash lumpsum to fulfill your dreams
- A significant cash lumpsum paid at the
end of the premium payment term to secure
your dreams (Bonuses# accumulated till the
end of the premium paying term)
- In case of emergencies, loan facility can
be provided to help you tide through adversities.
- Increased choice through a range of plan
options
- Increasing Premium Option that keeps income
and offers affordable protection from the
start
- A few years of premium payment (option
to choose between 10-40 years) offers a lifetime
of protection
- Special rates for females and non-smokers
(For Sum Assured greater than Rs. 10 lakhs)
- Choice of Riders to personalize your plan
as per your requirement.
"How does
the product work?"
Step 1: Choose your life
cover - the basic Sum Assured, based
on your existing insurance cover and needs.
Step 2: Decide the number
of years you wish to pay premiums, based
on your personal and financial goals.
Step 3: Choose a plan from two
unique variants based on premium option
preference.
Step 4: Receive a lump
sum Cash Benefit at the end of your Premium
Payment term.
Step 5: Get guaranteed
protection till your 99th birthday and
enjoy the potential for additional bonus boosts
to your life cover along the way!
Key Features:
- Lifelong cover protection till age 99 with
a few years of premium payment.
- Higher Protection at affordable premiums
- Complete safeguard against uncertainties
of Accidental Disability# and Critical Illness^
- Lumpsum Cash at the end of the premium payment
term
- Premiums that match your preference and lifestyle
- Tax Benefits under Sec 80C and Sec 10(10)D.
# Applicable
to Eternal Life Premier Shield only
^ Benefit offered as Critical Illness Rider with
Eternal Classic Shield and Eternal Life Premier
Shield.
While you ensure that your hard-earned
money is accessible when you need it the most
and your cost for a secure future does not increase
with time, Eternal Life Plans look towards offering
you and your family lifelong protection. If you
wish to know more, please contact us at 60505000/1800228081
or email us at lifeexpert@kotak.com
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