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Kotak Guaranteed Pension Builder

 
Call us at: 1800 209 8800
Mail us at: lifeexpert@kotak.com
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"IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER."
Overview
Security is one of the most important needs of life. It dictates quite a few of your actions and decisions. However, its need is exemplified in the post retirement years when sources of income dry up and expenditures multiply. Therefore, to ensure a comfortable post retirement life we present to you Kotak Guaranteed Pension Builder, a plan that combines safety of capital with inflation beating returns.
 Why An Ideal Plan
Kotak Guaranteed Pension Builder works for your security and financial independence by allowing you to save systematically for your golden years. At the same time, it offers Capital Guarantee* to protect you from the uncertainty associated with equity markets. With host of features, this plan provides flexibility and convenience ensures a happy and secure retirement for you.
 Advantages
  • Enjoy unlimited upside from capital markets with a downside protection through Capital Guarantee*
  • Flexibility to choose your retirement age
  • Benefit from being able to switch between fund options
  • No medical tests
  • Increase contribution at will by way of top-up premiums
 Key Features
Security of Capital Guarantee
To protect your hard earned money against capital losses, we offer you a Capital Guarantee, which is equal to the total amount of premium paid by you over the policy term, provided, all your premiums have been paid in full and on time.
Ill-Health Retirement
At the start of the plan, you may opt for a retirement age between the age of 45 and 99 years. But ill-health could unfortunately strike, requiring you to dip into your retirement corpus. The Ill-health Retirement option helps you to cope with such circumstances provided you have completed at least 3 policy anniversaries.
Flexibility of Premium Payment
Flexibility is very important when it comes to retirement. Kotak Guaranteed Pension Builder offers you the flexibility to pay for the short term when you are not sure of your income in the years to come. Limited Premium Payment feature allows you to choose a payment term of 3 or 5 years with a policy term of 10 years. You also have the flexibility to pay premiums annually, half-yearly, quarterly or monthly.
Invest your surplus capital as Top-up Premiums
You can invest your surplus funds at any time as Top-Ups, thus adding to your savings potential.
*Provided all premiums are paid on time as originally scheduled.
 Tax Benefits
Avail tax benefits under Section 80CCC(1) and Section 10(10A) of the Income Tax Act, 1961. Tax benefits are subject to change in the tax laws. You are advised to consult your Tax Advisor for details.
  • Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors.
  • The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
  • Kotak Mahindra Old Mutual Life Insurance Ltd is only the name of the Insurance Company and Kotak Guaranteed Pension Builder is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
  • Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer.
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Insurance is the subject matter of the solicitation.
Kotak Guaranteed Pension Builder UIN 107L057V01 Form No. L057 Ref No. KLI/09-10/E-WEB/149
This is a unit linked non-participating plan. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
Insurance is the subject matter of the solicitation. Kotak Mahindra Old Mutual Life Insurance Ltd. Regn. No.:107, Regd. Office: 9th floor, Godrej Coliseum, Behind Everard Nagar, Sion (East), Mumbai - 400 022.
Mail us at: lifeexpert@kotak.com
Call us at: 1800 209 8800
web:www.kotaklifeinsurance.com
 
 
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Life insurance gives an individual’s family the financial security needed and protects them from uncertainties and eventualities of life.

ULIPs or Unit Linked Insurance Plans for Kotak Life Insurance gives an individual the security of life insurance along with wealth creation opportunities. One can benefit from flexibility, liquidity, strategic savings, tax benefits and fund options that are inherent in a ULIP.

Retirement Plans from Kotak Life Insurance helps provide an individual with the financial security to lead a comfortable lifestyle in his post retirement years. Make use of the retirement calculator to assess your retirement options wisely.

Savings and Investment Plans from kotak Life Insurance are customized plans that help an individual achieve his / her long-term goals through smart financial planning.

Children Plans from Kotak Life Insurance help an individual secure his / her child’s financial future so that in future the child is able to fulfill every dream and aspiration without any hindrance

Group Life Insurance Plans from Kotak Life Insurance can help address the needs of both employees and employers, to secure their financial future.
Kotak Mahindra Old Mutual Life Insurance Ltd. A joint venture between Kotak Mahindra Bank Ltd. and Old Mutual plc.
9th floor, Godrej Coliseum, Behind Everard Nagar, Sion (E), Mumbai - 400 022

All rights reserved. Registered with Insurance Regulatory & Development Authority (IRDA) as Life Insurance Company. Regn. No. 107.
Insurance is the subject matter of the solicitation
Tax benefits available with life insurance are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time.
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.