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| Home> For
Individuals> Savings & Investment Plans> Kotak Flexi Plan |
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| In this policy, the
investment risk in the investment portfolio is borne
by the policyholder. |
| Overview |
| Managing one's finances
judiciously remains a nightmare for most. It is
not just about managing your current expenses, but
also about creating wealth out of your current savings
to meet your future financial and lifestyle goals
when you need those most. Did anyone say it better
be left to the experts? |
| Kotak Flexi plan offers
you an ideal market-linked investment plan that
helps you create your own financial future by offering
you the flexibility and control over your money.
Not just that, it comes with a unique "Seal of Guarantee"
to give you the best of bullish markets and ensure
no capital erosion in case of bearish times. |
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 Advantages |
- Unlimited upside potential with no downside
market risk
- Wide range of funds to suit your risk appetite
- Limited Premium or Regular premium payment
option to suit your finances
- Add to your Investments any time through easy
top-ups
- Tax-free switching to help you maximize returns
- Easy liquidity through partial withdrawals
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| Key
Features |
 Wealth
Maximization Avenue |
Kotak Flexi Plan offers
a wide range of fund options to help you plan for
your financial goals vis-à-vis your risk appetite-
Guaranteed/Dynamic Growth; Guaranteed/Dynamic Balanced;
Guaranteed/Dynamic Bond; Guaranteed/Dynamic Gilt;
Guaranteed/Dynamic Floating Rate; and Guaranteed/Dynamic
Money Market Fund and Aggressive Growth#.
# Available only for the Top-up
Account
Note: The Guaranteed Funds are available only with
the Main Account whereas the Dynamic Funds range
is available only on the Top-up Account. |
 Seal
of Guarantee (Maturity Benefit) |
| The unique offer of this
plan is its Guaranteed Maturity Value to
make sure you enjoy unlimited upside potential from
bull markets, while there is no downside risk in
case of falling markets. At the time of maturity,
higher of Guaranteed Maturity Value^ or fund value
in the Main Account; plus fund value in the Top-Up
Account will be payable. |
 Protection
for your family (Death Benefit) |
In the unfortunate event
of death, your beneficiary would receive the higher
of basic sum assured or the market value in the
Main Account; higher plus fund value in top up accounts;
if any.
The plan also offers additional cover by way of
7 riders. |
| Tax
Benefits |
| Tax Benefit can be availed
under section 80C and 10(10D) of Income Tax Act,
1961. Section 80D will apply in case Critical Illness
benefit is opted for. Tax benefits are subject to
change in tax laws. Please consult your tax advisor
for details. |
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| For
more details on terms and conditions please download
the product brochure. |
UIN
No.: 107L023V02 |
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^Guaranteed Maturity
Value is applicable only where all premiums are
paid on time.
*Subject to terms & conditions of the policy. |
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